Life Chapters, Money Choices Podcast

When life changes, money matters. Life Chapters, Money Choices is a heartfelt podcast hosted by award-winning broadcaster Michael Avery and Chartered Wealth Solutions’ Kim Potgieter. Each fortnightly episode explores real stories of transition — from navigating change and embracing new beginnings, to retiring meaningfully, shifting careers, and finding renewed purpose — and the money choices that helped shape each chapter. Honest, wise, and practical, it’s a reminder to give your life and money the attention they deserve.

Why We Tell These Stories

In this opening episode, Michael Avery speaks with Kim Potgieter about the personal journey that led to Life Chapters, Money Choices. Loss, reinvention, and the courage to rewrite your story sit at the heart of this conversation – and why money is never just about numbers.

Divorced, but Not Broken

Sarah (a pseudonym) shares her experience of divorce in her 50s and the emotional and financial aftermath that followed. Her story traces the path back to financial independence, through grief and growth, and towards choosing joy again, with money as both mirror and tool.

When the Paycheque Stops

After retiring early in search of freedom, Ronelle Baker looks back on what she discovered when fulfilment didn’t arrive as expected. She talks about life beyond work, the emotional reality of retirement, and how purpose, place, and people shaped what came next.

Life after Loss: Grief and Sudden Financial Responsibility

Kim Potgieter and Financial Planning Specialist Tiffany Havinga talk about what it feels like when loss brings sudden responsibility. They speak about widowhood, the weight of new decisions, and finding small points of stability and structure when everything has changed.

A Second Career in Midlife

After leaving corporate life earlier than planned, Magnus Taljaard describes what it was like to be “retired” before he felt ready. He speaks about letting go of a long-held work identity and finding his way towards a second chapter built around meaning, curiosity, and a portfolio life.

Am I Teaching My Children the Right Lessons about Money?

Lauren talks about starting over after two marriages, raising her children as a single mother, and supporting her daughter and grandchildren while learning to have money conversations she never had growing up. Her story touches on guilt, generosity, boundaries, and modelling healthier money lessons for the next generation.

Changing Your Money Story with Lyndsay Barr

After years of putting others first, Lyndsay Barr reflects on reaching midlife and asking herself, “What’s next?” She shares how she moved from feeling stuck and believing “money is bad” to saving for a dream trip to see her son graduate in Amarica, and learning how old money stories – especially around guilt and shame – can be rewritten.

From Success to Significance

After more than 40 years as an auditor, Andrew looks back on stepping away from his career and wondering who he would be without the title. He shares what it took to shift from being important to being important to others, how he challenged his money stories around work, worth, and scarcity, and why he’s glad he didn’t leave planning for this chapter too late.

Love, Money & Unequal Paychecks

If you’ve ever avoided “the money talk” with your partner, this one’s for you. Financial Planning Specialist Stephanie Ferreira shares what she sees when one partner earns more than the other, how guilt, pride, resentment, and shame can shape relationships, and how honest conversations about goals and expenses can change that.

How to Leave a Legacy Your Family Won’t Fight Over

Kerryn Franck, Head of Chartered Legacy & Trust, draws on real stories about family dynamics, from blended-family complexity and “fair vs equal”, to wills, letters of wishes, executors, trusts, tax pitfalls, and liquidity traps – and how to prepare heirs for what they will inherit.

The Business of Purpose

Enneagram practitioner and international coach Colleen-Joy Page shares the moment at 13 that changed her life, her experience of growing up with scarcity, and the insight that reshaped her relationship with money and financial freedom. It’s a soulful conversation about purpose, integrity, and building a business and a life that feel aligned.

Ageless Curiosity with Arthur Goldstuck

Author and futurist Arthur Goldstuck shares the money habits, love of learning, and curiosity that have guided his life and work. He reflects on the emotional and practical sides of money, staying relevant in an AI-driven world, and why curiosity matters more than ever as he rethinks the very concept of retirement.

The Wealth of Wellness

Dr Riaz Motara, leading cardiologist, reflects on how early experiences shaped his drive to succeed, his relationship with money, and his fear of never quite being “enough.” He shares how questioning old patterns led him to rethink success, fulfilment, health, and what it really means to be wealthy in the life you’re living.

Media Leadership Reimagined

After building, selling, and reinventing some of South Africa’s most recognisable media businesses, Sandra Gordon reflects on what success looks like when the titles and exits are behind you. She shares how early money lessons and bold career pivots still shape her choices, and why she’s back in the arena helping to rebuild the industry she loves.

From Vision to Intention: Designing the Year You Want

Kim Potgieter talks about why New Year’s resolutions so often fade, and how she uses vision boards to stay focused on what really matters. She shares how slowing down, reflecting honestly, and linking life goals to money plans can help you stay intentional – even when life doesn’t go according to plan.

Will I Run Out of Money? A Conversation with Victoria Reuvers

Victoria Reuvers, Managing Director of WealthStrat, explores the quiet fear many people carry — even those who seem financially secure. She unpacks financial anxiety, risk tolerance, and why investment behaviour matters more than headlines. A grounded conversation about money mindset and building financial security that helps you sleep at night.

When the Retirement Maths Stops Adding Up

In this episode, 50Plus-Skills founder Lynda Smith shares how discovering she could not afford to retire at 60 became a turning point. By working longer and redesigning her next chapter with intention, she transformed fear about money into purpose, opportunity, and long-term financial security.

What Happens When You Divide a Life, Not Just Assets?

Gillian Lowndes, a director at Lowndes Dlamini Inc. and experienced family law specialist, shares her perspective on divorce later in life. Drawing on over two decades of experience, she explores why relationships break down, the rise of grey divorce, and the emotional and financial realities of starting again after decades of building a life together.

Beyond Power of Attorney: What Families Need to Consider

Caring for ageing parents brings complex emotional, financial and legal decisions. In this episode, James Carvalho explores why power of attorney is not a complete solution in South Africa and how families can prepare before a crisis arises.

Feeling Stuck? The Brain on Change

When life feels overwhelming, it’s not just emotional. It’s neurological. In this episode, neurologist Dr Kirti Ranchod explores how stress and uncertainty affect the brain and why clarity disappears when it matters most.

Ageless Reinvention

After financial setbacks, career pivots, and building a business with purpose, Miranda Isaakidis reflects on what it means to keep evolving. She shares how curiosity, courage, and intentional living helped her rethink success, retirement, and what matters most in life’s next chapter.

Why Not Me? Why Not Now?

When her children left home, Cheryl Jones found herself asking, What now? She reflects on returning to study in her fifties, overcoming imposter syndrome, and finding the confidence to build a career that reflects who she is today.

The Bank of Mom and Dad

As more parents find themselves supporting adult children for longer, Michael Avery, Kim Potgieter and Tom Brukman reflect on the emotional and financial strain this can create. They explore dependency, retirement pressure, and the power of honest conversations to rethink boundaries, responsibility, and what lasting support really means.

A Will is Not Enough

What happens to the people you love if you are no longer here? Financial Planning Specialist Maryanne Leicher reflects on why a signed will is only one part of proper estate planning, and how beneficiary nominations, liquidity and honest family conversations can bring clarity, care and peace of mind.

When Health Changes Everything

Glen Baker reflects on being diagnosed with stage four pancreatic cancer, and what it taught him about time, family, friendship and the financial plans we hope we never need.