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Kim’s Reflection and Advice to Magnus

Magnus’s transition is a beautiful reminder of the importance of proactive planning and the willingness to adapt. When life throws unexpected changes your way, having a clear vision of what you want to achieve and staying open to new opportunities can turn a challenging transition into a fulfilling new chapter. Magnus’s story highlights three key insights: Embrace the Unexpected: Life often doesn’t go as planned. Magnus’s corporate retirement being brought forward unexpectedly is a prime example. It’s essential to stay flexible and open-minded when facing sudden changes – it can...

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Honouring a legacy and moving forward

Nothing can really prepare you for the emotional turmoil of losing a loved one. Life suddenly feels unsafe and unpredictable, and you need to find deep resilience to pull through. Although Gabriella’s husband had carefully planned for her future, entrusting her completely to manage the inheritance and use it to take care of herself and pursue her dreams, the responsibility felt overwhelming. The guilt and daunting sense of duty left her fearful of mismanaging the funds, anxious about making mistakes and terrified of wasting the gift left to her. I am incredibly proud of Gabriella – reaching...

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Kim’s Reflection and Advice

Give yourself permission to honour your authentic self Midlife offers us a unique opportunity to reassess our values, align our money with meaning and unlock a new chapter filled with authenticity, joy and purpose. Kathleen has done incredible work taking a brave step forward to reassess her core values and planning a new chapter that echoes these priorities. Her decision to return to SA reflects honouring her highest values (family and close connections) over financial security overseas. A prudent move on her part is to rent accommodation in SA for now to give her time to assess her options...

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Empty Nest Money Edit

My money edit is about more than what I want to change; it is about what I’d like to ADD. Financially, I am on track and will continue with what I’ve been doing since my first salary cheque: investing, saving and being prudent with my money. But I am changing what I am adding to my spending plan – intentionally allocating money to live life to its fullest. For me, this means allocating money to things that bring me joy, like attending Chip Conley’s course, taking my family on memorable experiences, and giving back. I have given this part much thought, and giving back to...

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Kim’s advice for starting a new business in retirement

Tersia and Theo’s passion and energy in turning Game View Lodge into a five-star accommodation venue really inspired me. Their optimism, zest for life and entire attitude to retirement is contagious! Tersia and Theo used Theo’s pension savings to fund their new business, which paid off beautifully for them! They thoroughly researched their business idea, they did their homework, and their years of experience and living in the area gave them an added advantage. I would, however, under normal circumstances, not advise clients to tap into their pension funds for a new business – especially...

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Kim’s advice to Gys

I love seeing menterning in action and well done to my husband Gys for sharing his wisdom and skill to nurture and mentor a younger person. You are not just creating new jobs, but paving the way for a brighter future for another family! I have seen the positive results of partnering with the younger generation in many of our clients, especially when their new ventures require unfamiliar skills. Retired people have so much wisdom to share, and mutually beneficial partnerships with the younger generation create wonderful opportunities for growth and reward. I would advise Gys to remember...

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Kim’s advice to Nikki and Geoff

Changing the course of your life in midlife There are times in our lives that shake us enough to ask the question, ‘What is it that gives me meaning, and how does that influence the story of my life?’ Nikki and Geoff made over their lives and their money in midlife and are true examples of living their lives on their own terms, in their own time, in Retiremeant™. Nikki does admit that “perhaps we should indulge ourselves a little more,” and says they may consider flying business class one of these days. Nikki and Geoff are still working and earning and have a solid financial plan in...

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Kim’s advice to Olivia and Liam

Give yourselves a break! You have done so well, and understandably your focus has been on ensuring your children had the best experience and quality education growing up. Clearly, your highest value is your family. You are both young and in a wonderful position to earn a good income. Now is not the time to worry about having not saved enough for retirement. The next 10-15 years of your lives (between the ages of 50 – 65) is the perfect time to save, invest and enjoy the compound interest of your efforts. So, reframe how you see yourselves: yes, you are in midlife, but it’s the young version...

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Kim’s advice to David

Like many entrepreneurs and business owners I’ve helped over the years, David has learnt a valuable lesson. You simply cannot put all your money into one basket. So often, people invest all their money back into the business and truly believe it to be the best investment vehicle for their future – but if something goes wrong, you could lose everything. I have four tips for David: Firstly, David has to visualise what he wants his life to look like if it turns out well.Once you’re clear on what you want to achieve, it becomes easier to put action steps in place to realise your vision....

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Kim’s advice to Lily Mason

What would bring more meaning to your life? People at any age need to look at living significantly, not just successfully. Younger clients often do things that don’t inspire them or would ideally like to make changes to their lives now, for example, who they are with, where they live, what they do etc. In midlife, people start looking at ways to live wholeheartedly and engage with the world from a place of worthiness. It starts with dreaming and visualising by asking yourself: what would my next chapter look like if it turned out well? And then putting careful and deliberate action plans...

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