Author: Kim Potgieter

Thank you for reimagining your lives with me this year.

Change is never easy. It takes a whole lot of courage to pause your tracks on the treadmill and reflect on better, more rewarding ways to enter the future. And through the turmoil and trying times that we’ve all faced this year, my utmost memory of 2022 will be the many clients who have made themselves vulnerable enough to face the future head-on. Clients who were brave enough to take time out and take stock of their lives to visualise what a purposeful and fulfilling life would look like. Clients who tuned in and started the journey of becoming a friend with money instead of being a servant....

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Why women should be confident managing their money

This is according to a recent research report on the black middle class by the UCT Liberty Institute of Strategic Marketing. The report shows that women are fast emerging as primary income earners who make financial decisions for and on behalf of their families. In my experience spanning over fifteen years in the financial industry, it has been heartening to see how women have embraced change. From being historically side-lined when it comes to managing money, to attending planning meetings with the motivation and enthusiasm to grow their wealth. Yes, we may still lack a bit of confidence,...

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Makeover your future

Are you thinking about redesigning your life? Do you have choices when it comes to reinventing and choosing a new path? Do you feel in control of your money? Have you reflected on how to use your money to enable the life you dream of? These days, most of my conversations with clients are about transitioning. I’m seeing clients who used the lockdown days to reflect and dream, and it’s encouraging to see how many people have paused to take stock of their lives. These are some of the messages that I am hearing: I want to get off the rat race and have a more balanced life.I want my life to...

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Paying it forward

Most people I talk to are thinking about living a more versatile and balanced life, and almost everyone I speak to worries about money. The question is: have you taken control of your money? How are you doing around planning for your present and future financial goals so you can live your best life knowing that your money will enable it? October marks a highlight for the financial planning industry with the FPI financial planning week running from 3 – 7 October. The theme ‘Live your today and plan your tomorrow’ is so appropriate for the real challenges we are all facing right now. I...

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Do you talk about money with your partner?

The reality is that money touches everything in your relationship – your values, goals, dreams, priorities, habits and how you live your life. Many partners have different relationships with money and have conflicting attitudes toward debt, investing, earning, impulse buying, and spending priorities. I see couples every day who don’t speak about money openly. Often, in planning meetings, partners disclose their money situation to each other for the first time. I have sat in meetings where one person takes complete control of the money while the other has no idea where they’re at financially....

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My 21-year-old son shares the money lessons he learnt

Of course, the type of conversation you have with a small child will be very different to the one you have with your teenager. Remember that children learn from what they see and hear, so you may not realise that you are communicating when, in fact, you are. As a financial planner, it’s my job to inspire people to pay attention to their money and to engage in money conversations. As a parent, I’m not always sure if I am succeeding with my own children, and the only way to know for sure is to ask them. My son Josh recently turned twenty-one, and this weekend my husband and I sat...

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Are you intentional with your money?

My trip to New York two weeks ago with my friend Jean (we’ve been friends since the age of twelve) was not only about ticking off bucket wheel items, it was also about making experiences come true. We ticked off seeing Billy Joel live in Madison Square Garden – we love attending concerts! And I completed a 10km marathon in Central Park – done! I love it when your experience exceeds expectations. And that was running in New York for me. I’ve dreamed about doing it for so long! I really wanted to run a marathon, but the 10km race gave me the same goosebumps moment. Running in Central Park...

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Why your money language matters

The last two years have been exceptionally challenging: spiritually, physically and financially. The economy remains slumped, and it is especially now, in this time, that your money mindset can drive positive change – from the inside outwards. I often speak of things you can and cannot control, and I want to remind you to focus your energy and attention on what is in your power to change. It is problematic to earn in the current economy, and many of us have experienced extreme hardships in the wave of crises that have severely impacted our lives. But most of these events are not in our control....

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Mind your midlife words

But it starts with how you think and talk – about yourself and about the second half of your life. Mahatma Gandhi clarified the connection of beliefs to destiny in the following poignant way: ‘Your beliefs become your thoughts. Your thoughts become your words. Your words become your actions. Your actions become your habits. Your habits become your values. Your values become your destiny.’ I have often seen and heard how thoughts create the mindset or worldview of life. Many people nearing or in retirement talk about being old, they feel old, and with this, they share the sentiment...

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Are you sacrificing your financial wellbeing with the habit of supporting your adult children?

I have a client who finds herself in this exact dilemma. She has supported her two adult daughters for years – but has now realised that by continuing this habit, she will inadvertently be responsible for her worst nightmare coming true: being reliant on her children to support her in retirement. And this is not the outcome she or her daughters want. Getting out of this habit loop is not easy. My client and many other parents find themselves in a supporting role. And it’s no one’s fault. It is a co-dependent, unwritten contract between parent and child. It makes us as parents feel...

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When it comes to your money,
Be inspired,
Be brave,
Be on purpose.

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CONTACT

CONTACT

Telephone:
011 502 2800
Email:
info@kimpotgieter.com

Tel: 011 502 2800
Email: info@kimpotgieter.com

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