Author: Kim Potgieter

Making sense of money stories

Written by Kim Potgieter on March 22, 2018. Posted in Your Money Relationship.

Sometimes, in stories, the line between fact and fiction becomes blurred. How we remember things may not be an actual account of what really happened, but how we perceive it having happened. This is because a lot of our behaviour patterns and belief systems downloaded in the first years of life become automatic. We behave in a certain way, or think about things almost intuitively – an automated, ingrained response. I consider my own money journey. My parents had a very dysfunctional relationship with money, and I realise how it has shaped my own attitude towards...

From Bucket lists to Balance (and bucket) Wheels

Written by Kim Potgieter on March 13, 2018. Posted in Life Planning.

Life Planning is the first and crucial step in Retiremeant™ Planning. With a solid and holistic Life Plan, you are able to visualise and write down what your life would look like if it turned out well. Once we have the answer to this question, we begin to look at how to invest your money to enable the life that you dream of living. With a solid life plan you become the master and money the enabler for achieving your life goals. Have you considered what Retiremeant™ means to you and how you would ideally like to spend the second half of your life? Have you taken...

Adding your “A” to Retiremeant™ Planning

Written by Kim Potgieter on March 13, 2018. Posted in Life Planning.

Retiremeant™ means having the freedom to achieve your yet unfulfilled dreams and goals, on your terms and in your own time. Why we added the “A” to Retiremeant™? You may have the money you need to retire, or at least planning to have it in the years ahead. But have you considered what your life would look like in retirement? The “A” reminds us to not only consider our finances in Retiremeant™ Planning, but to also consider and plan for a meaningful experience in this phase of your life. I truly believe that you can retire with both meaning and money. A Retiremeant™ Plan comprises of...

For Love and Money

Written by Kim Potgieter on February 11, 2018. Posted in Your Money Relationship.

So many of us feel that we are not worthy of having money in our lives. This could be the result of low self-esteem and constant negative messages that assault our confidence and self-worth. How many times have you heard people say: “Having money or being wealthy is just not meant for me.” Or “I will never have enough money.” One of the biggest blocks to receiving abundance is the feeling or perception that you don’t deserve it. To be open to receiving money, to confidently expect from life what you are worth, to ask freely for abundance and knowing that just by being you, is enough...

Where there is a Will, there is a way

Written by Kim Potgieter on January 8, 2018. Posted in Life Planning.

Death is not easy to discuss. Very few people are comfortable discussing death with their parents or children and it is often approached in a tongue in cheek sort of way. My purpose is certainly not to instill the fear of death in you, but to motivate you to be prepared for the inevitable. As Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” With 2018 just starting, why not tick drafting your Will off your to-do-list right from the start. It will give you peace of mind that your affairs are in order and time to think and reflect on all...

Retirement – do we, or don’t we?

Written by Kim Potgieter on December 29, 2017. Posted in Life Planning.

Do you remember the ‘Salusa 45” advertisements of a few years ago? I remember the commercial so well – portraying people of 45 years or older as people who need a tonic for extra energy and nutrients; as people who are nearing their retirement age, and as people who are struggling just a little bit with the daily demands of life. We are still bombarded with idyllic images of “retirees” living in beautiful lifestyle estates, spending their time walking on the beach, watching the sunsets and enjoying a relaxed and tranquil old age. But is this still relevant in today’s day and...

Mind over money over matter

Written by Kim Potgieter on December 5, 2017. Posted in Your Money Relationship.

We are living in uncertain times. Both globally and locally, our political and financial landscapes are shifting, leaving many people anxious about the returns on their investments. This type of anxiety can affect our emotions. And, making decisions based on how we feel is never a good recipe for financial planning, long term. In the face of fear, many people are tempted to convert their investments into cash. But once you do that, how do you know when to re-enter the market? What if you shouldn’t have got out of it in the first place? A move like that brings a whole set of new...

Come clean with your debt

Written by Kim Potgieter on November 22, 2017. Posted in Your Money Relationship.

The holiday season is fast approaching, and already we are bombarded with enticing 50% discount sales and the “buy 2 get 1 free” offers! It is so hard to resist spending a little extra on that special person, especially when faced with beautifully decorated shop windows and last minute holiday deals! Getting into debt is easy, but getting rid of it, not so! It is no wonder that we suffer from January blues! Apart from covering our Christmas debt, we are still faced with school fees, insurances, medical aids, and the list goes on and on… “ Credit buying is much like being drunk....

Can money buy happiness?

Written by Kim Potgieter on May 1, 2017. Posted in Your Money Relationship.

Money has an important place in our lives, jaguars – and jokes – aside. All we need to do is try to get by without money to realise that it’s absolutely essential for life in the modern world. But can it buy happiness? Well, that’s a whole other story. Of course, we know the answer to this question. Money can’t really “buy” happiness. As human beings, we have a default wiring towards some kind of spirituality. We’re self-aware enough to know that it takes more than money to make the inner workings of our world tick. But no matter who we are or how much money we have, we also have...

Money: bogeyman or best friend?

Written by Kim Potgieter on March 30, 2017. Posted in Your Money Relationship.

She, along with Roberta Taylor, wrote The Couple’s Retirement Puzzle, a book that equips couples in retirement with much of what they need to navigate this new life phase. It was a book that resonated with me and what I do, and when I was in Boston in 2014, I got to meet Dori. I met up with her again in South Africa a couple of weeks ago, when she came to my home for dinner. If you’ve had a life-planning meeting with me – or even read my book – you’ll see similar themes to Dori’s at play. On the front over of The Couple’s Retirement Puzzle, the words “couple” and “conversation” are...

Author: Kim Potgieter

When it comes to your money, Be inspired, Be brave, Be on purpose.

When it comes to your money,
Be inspired,
Be brave,
Be on purpose.