Author: Kim Potgieter

Have you ever dreamed of turning a lifelong passion into a thriving business in retirement? Tersia and Theo did just that. They pursued their shared dream of owning their very own guesthouse and transformed the first act of their second chapter into an entrepreneurial adventure with Game View Lodge. But their dreams extend beyond the present; they plan to eventually sell the lodge and open the door to yet another chapter in their retirement journey. Theo and Tersia at the front door of their Lodge. Introducing Tersia and Theo Tersia and Theo lived in Vryburg for many years where...

I have loved sharing, learning and growing with you this year as we journeyed through the midlife makeover stories of our clients. The clients who bravely shared their stories gave us valuable insights and taught us important lessons – not just about money, but about life itself. But what really stood out for me is just how powerful the midlife phase can be. It reinforces that midlife is not a crisis – it’s a wonderful opportunity to design your life exactly as you want it to be. And it’s the perfect phase of life to structure your money to enable the life you deserve. This...

This month marks a significant milestone for Chartered as we celebrate our 20th anniversary. As I reflect on the 15 years that I have been part of Chartered, I realise that I’ve gained so many valuable insights while navigating a new career, joining a new business, and contributing to the financial planning industry. Finding a new purpose Even though my husband Gys was incredibly supportive, and I loved being a home mom, looking after Josh and then Gabi, when she was born, I felt uncomfortable being dependent and not earning my own money. My money trigger points went into...

Gys’s story isn’t about the second chapter of an entrepreneur’s journey but rather the harvesting and sharing of wisdom across generations for collaboration and growth. His latest project sees him partnering with a young man with a brilliant concept, brimming with ideas but limited in experience. Their mentor-mentee relationship bridges the generational gap, merging Gys’s 48 years of experience with fresh initiative. The result? A business that neither could have done alone, highlighting the magic of cross-generational collaboration. Introducing Gys Gys’s...

“A fulfilled life includes more than money.Purpose, relationships, faith, and hope matter.”– Lynda Meet Lynda Lynda experienced many unexpected curveballs during her first chapter. Divorced at 40, Lynda dedicated the next ten years to her children, working in various roles and industries. By 50, with her children married and settled overseas, she lost her National sales and marketing manager job after the company she worked for was sold. Lynda then realised that early retirement was not financially viable. “My whole life and dreams felt like they needed reshaping,” Lynda recalls....

For Sue and her husband, finding meaning and significance trumped making more money. They wanted to change their lifestyle now – in midlife – and not put their lives on hold until their retirement. Introducing Sue and John Sue and John emerged from the Covid lockdown period with a totally different mindset. They wanted to live a more wholehearted life, find renewed joy, exit the rat race and follow their dreams of moving to a small Karoo town. They were ready for change and a fresh start. Careful planning showed that if both resigned from their jobs, it would seriously damage...