Author: Kim Potgieter

Celebrating a year of courageous stories and life lessons

Written by Kim Potgieter on November 21, 2023. Posted in In Hindsight. No Comments on Celebrating a year of courageous stories and life lessons

I have loved sharing, learning and growing with you this year as we journeyed through the midlife makeover stories of our clients. The clients who bravely shared their stories gave us valuable insights and taught us important lessons – not just about money, but about life itself. But what really stood out for me is just how powerful the midlife phase can be. It reinforces that midlife is not a crisis – it’s a wonderful opportunity to design your life exactly as you want it to be. And it’s the perfect phase of life to structure your money to enable the life you deserve. This...

Recalibrating for midlife and beyond

Written by Kim Potgieter on October 30, 2023. Posted in In Hindsight. 2 Comments on Recalibrating for midlife and beyond

This month marks a significant milestone for Chartered as we celebrate our 20th anniversary. As I reflect on the 15 years that I have been part of Chartered, I realise that I’ve gained so many valuable insights while navigating a new career, joining a new business, and contributing to the financial planning industry. Finding a new purpose Even though my husband Gys was incredibly supportive, and I loved being a home mom, looking after Josh and then Gabi, when she was born, I felt uncomfortable being dependent and not earning my own money. My money trigger points went into...

A menterning collaboration in your 60s

Written by Kim Potgieter on September 20, 2023. Posted in In Hindsight. 1 Comment on A menterning collaboration in your 60s

Gys’s story isn’t about the second chapter of an entrepreneur’s journey but rather the harvesting and sharing of wisdom across generations for collaboration and growth. His latest project sees him partnering with a young man with a brilliant concept, brimming with ideas but limited in experience. Their mentor-mentee relationship bridges the generational gap, merging Gys’s 48 years of experience with fresh initiative. The result? A business that neither could have done alone, highlighting the magic of cross-generational collaboration. Introducing Gys Gys’s...

Kim’s advice to Gys

Written by Kim Potgieter on September 20, 2023. Posted in Hindsight Article. No Comments on Kim’s advice to Gys

I love seeing menterning in action and well done to my husband Gys for sharing his wisdom and skill to nurture and mentor a younger person. You are not just creating new jobs, but paving the way for a brighter future for another family! I have seen the positive results of partnering with the younger generation in many of our clients, especially when their new ventures require unfamiliar skills. Retired people have so much wisdom to share, and mutually beneficial partnerships with the younger generation create wonderful opportunities for growth and reward. I would advise Gys to...

‘I got my CFP, with the aim of changing the industry’

Written by Kim Potgieter on August 14, 2023. Posted in In The Media. No Comments on ‘I got my CFP, with the aim of changing the industry’

Chartered Wealth director and head of life planning Kim Potgieter sees herself as an anomaly, having joined the financial planning industry in her late thirties. But from the start she was determined to do things differently. After a major life transition, she returned to university to get her honours degree in psychology, but soon realised it would not lead to a new career. She’d always had an interest in personal finance, and helping people manage their money felt more like her calling. She was determined to become a financial planner. ‘I had had several financial planners,...

Reinventing work and money in midlife

Written by Kim Potgieter on August 14, 2023. Posted in In Hindsight. No Comments on Reinventing work and money in midlife

“A fulfilled life includes more than money.Purpose, relationships, faith, and hope matter.”– Lynda Meet Lynda Lynda experienced many unexpected curveballs during her first chapter. Divorced at 40, Lynda dedicated the next ten years to her children, working in various roles and industries. By 50, with her children married and settled overseas, she lost her National sales and marketing manager job after the company she worked for was sold. Lynda then realised that early retirement was not financially viable. “My whole life and dreams felt like they needed reshaping,” Lynda recalls....

Empowering the next generation of financially independent women
Five Money Conversations to have with Young Women

Written by Kim Potgieter on August 7, 2023. Posted in Your Money Relationship. No Comments on Empowering the next generation of financially independent women
Five Money Conversations to have with Young Women

This women’s month, let’s rewrite the narrative that money is not a ‘women’s thing’ and start nurturing financially literate and confident young women. Lead by example and create a future where every young woman has the knowledge, skills and belief in her financial independence. In my home, we have always taught our children the value of saving and investing from a young age, and this year, I am sharing the wisdom with our housekeeper’s daughter, Abi, who is one year old. Introducing a piggy bank as a money tool at a young age becomes a wonderful and meaningful lesson in financial...

Moving cities in midlife

Written by Kim Potgieter on June 23, 2023. Posted in In Hindsight. No Comments on Moving cities in midlife

For Sue and her husband, finding meaning and significance trumped making more money. They wanted to change their lifestyle now – in midlife – and not put their lives on hold until their retirement. Introducing Sue and John Sue and John emerged from the Covid lockdown period with a totally different mindset. They wanted to live a more wholehearted life, find renewed joy, exit the rat race and follow their dreams of moving to a small Karoo town. They were ready for change and a fresh start. Careful planning showed that if both resigned from their jobs, it would seriously damage...

Reinventing from corporate to self-employed in your 50s

Written by Kim Potgieter on May 28, 2023. Posted in In Hindsight. No Comments on Reinventing from corporate to self-employed in your 50s

Reinventing yourself in midlife is a courageous act, – as Nikki says: “I can’t describe how terrifying it is that first month when your salary is no longer deposited into your banking account. But it means allowing yourself to dream and imagine your best possible future – and then exploring how to create that.” Introducing Geoff and Nikki When Geoff felt unsure of the direction of his career as a freelancer, he used an executive coach to help him explore possibilities. He found the experience so rewarding that he trained as a life coach. Three years later, Nikki...

Kim’s advice to Nikki and Geoff

Written by Kim Potgieter on May 28, 2023. Posted in Hindsight Article. No Comments on Kim’s advice to Nikki and Geoff

Changing the course of your life in midlife There are times in our lives that shake us enough to ask the question, ‘What is it that gives me meaning, and how does that influence the story of my life?’ Nikki and Geoff made over their lives and their money in midlife and are true examples of living their lives on their own terms, in their own time, in Retiremeant™. Nikki does admit that “perhaps we should indulge ourselves a little more,” and says they may consider flying business class one of these days. Nikki and Geoff are still working and earning and have a solid financial plan...

Author: Kim Potgieter

When it comes to your money, Be inspired, Be brave, Be on purpose.

When it comes to your money,
Be inspired,
Be brave,
Be on purpose.